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Who Won Our Raffle at The South Metro Firefighters Golf Tournament?

Hello, and welcome back to the Hansford Team blog! Today, we are out supporting the South Metro Firefighters Foundation golf tournament.

To raise money for this event, we had a drawing for a Samsung Tab 4 tablet. Today, we announce the winner..

Before we do, we want to thank everyone who came out to support the South Metro Firefighters Foundation. As usual, we had a great turnout, raised a lot of money, and everyone had a really good time!

Now, announcing the winner…Douglas Henderson! Congratulations, Douglas, you are now the owner of a brand new Samsung tablet! We’ll be in touch soon!

If you know anyone who is looking to buy or sell real estate in the Denver area, don’t hesitate to give us a call or shoot us an email. We would love to help make your real estate dreams a reality!

Are Denver Property Taxes on the Rise?

Today, I’m going to walk you through some of the property tax notices that you’ve probably received through the mail recently. What exactly is going on with these property value assessments?

Across the Denver area, properties have gone up in value. The recent assessments are from July 1, 2012, to June 30, 2014. This means that the numbers you see aren’t the current values. Because these assessments don’t tell you what your home’s current value is, you can’t use it to price your home in the current market.

Property taxes are going up, but that’s only because your home is worth more! The next assessment you’ll get is not until 2017, so the assessment you have now is what will determine your taxes until then. If you have any questions about what these property assessments mean for you, or if you need real estate assistance of any kind, give us a call or shoot us a quick email. We would love to hear from you!

What’s an Easy Way to Improve Your Home’s Value?


Welcome back everyone, today I’m excited to reveal a few little things you can do to spruce up your home from the outside. Today we are actually at my house, and we are here to give it a little facelift.

Today we are going to replace the garage doors, to better showcase the front of the house. As you can see in the video above, we changed out the plain doors with some more decorative ones with windows. We also changed the paint scheme, the lighting, and the windows on the front side of the house. It really changed the look and feel of the home and we are getting a ton of positive feedback from the neighbors about it.

If you’d like to do something like this to your home, let us know. We would love to help out. We are only a phone call or email away!

Where Is Our Market Heading in the 2nd Quarter of 2015?


Today we are going to look at the numbers for the Denver real estate market for the first quarter and look at our predictions for the 2nd quarter.

So, where is the market heading?

Well, we saw some great numbers in the first quarter, but we are now left with low inventory.  That low inventory should continue into the 2nd quarter of 2015, meaning that we are also going to see those prices continue to go up, and the houses that come onto the market are going to sell quickly. If you have that property you’ve been wanting to sell or have been thinking about making a move, now is the time to sell. Your home is worth more than it ever has been, and this is a great time to be putting a property on the market.

As always, if you know anybody who is thinking about selling, have them give us a call. We are in need of good inventory and the market is perfect right now for selling a home. If you have any other questions, be sure to give us a call or send us an email.

How Can You Add Value to Your Kitchen?

Welcome back to our blog. Today we are going to reveal a quick and easy way to give your kitchen a new, updated feeling.

Replacing old knobs and handles in your kitchen with new ones is a great low-cost kitchen update. You don’t have to drill any holes to replace them, and it can be done very inexpensively. It’s simply a matter of “out with the old and in with the new”, and you have just added value to your kitchen.

This little trick really classes up your kitchen and is just one of the many things you can do to add value to your home. If you want to get some more quick, easy tips to add value to your home, give us a call or send us an email. We have a ton of suggestions to offer you, and always look forward to your call!

What’s the Best Way to Get an Accurate Home Value?

Denver Real Estate Agent

A recent study showed that 98% of home buyers begin their search online on websites like Zillow. Today we are going to let you in on a few secrets that Zillow has to offer that you may not know about, and some tips for you to take into account when determining your home’s true value.

Whether you are buying or selling, Zillow can be a fantastic source of information. However, many people have begun to question the accuracy of Zillow’s automatic home valuation, what they call a “zestimate.”

Keep in mind that the “zestimate” is exactly what its name implies, an estimate.
It is in no way a final or absolute value of your home, it’s merely meant to give you a ballpark idea of what your home is worth. The way that Zillow comes up with their “zestimate” is by using a proprietary algorithm that takes into account your home’s bedroom/bathroom count, square footage, past sale records, and property tax assessments to come up with their best guess of what the home might sell for.

This is not an appraisal, or even a professional opinion, it’s a computer making a best guess based on a formula. To get a more accurate estimate for your home, you are able to change some of the basic data on your home, in case you’ve made some additions or improvement.

While getting a zestimate is a good place to start, your best option to get the true market value of your home is by giving us a call. We would be happy to come out and give you a true, professional valuation for your home. If you’d like to schedule a consultation today, just give us a call or send us an email. We can’t wait to hear from you!

What is a Self-Directed Account for Real Estate?


We’ve always heard that you can’t use an IRA or a 401K to invest in real estate, but are these claims really true? Today we have Josh here to answer a few questions for us.A self-directed retirement account is a different type of account that allows you to purchase real estate within the account. In traditional accounts you can purchase stocks and bonds, but within a self-directed account it’s still within your retirement account and you’re able to purchase other types of assets like real estate.

One of the reasons you might choose to use one of these accounts is to avoid the market volatility on Wall Street. Another reason to use an account like this would be to diversify your portfolio so when one market goes down, you’re not completely in the red.

Some restrictions the IRS might have on these accounts are that your real estate purchases must be for an investment, not for personal reasons like housing yourself or family members. You also can’t buy property to or from yourself, and you can’t lease the property to family. The IRS puts these rules in place to prevent any conflicts of interest.

Overall, a self-directed retirement account is a great way to diversify your portfolio if you’re concerned about upheaval in the stock market.

Please be sure to reach out to us if you have any questions or concerns about this issue, or if you have any questions about the Denver real estate market.

What’s Happening With Interest Rates in 2015?

Today we are going to reveal to you our predictions of what will happen with interest rates for mortgages in 2015. We
are fortunate to be joined by Giuseppe from Hallmark Mortgage to ask some questions about the mortgage industry, which is always

Right now, Fannie Mae and Freddie Mac are rolling
out new programs for home buyers that will allow you to buy a home with
just a 3% down payment
. Unlike some of the other bond programs, this
offer is open to anyone. It existed in the past, was pulled for about a
year, and is now back and a great alternative to an FHA loan. One
big change from when this existed a few years ago is that now, the 3%
down mortgage is really only for first-time home buyers
, but there are some exceptions such as spouses.

Now, the question you all have been waiting for: What is going to happen with interest rates in 2015?

According to many economists, rates will rise in the next year, somewhere around the high 4% range for a 30-yr fixed rate. The 1% movement is a big deal, because just a 1% increase in interest rate will decrease your purchasing power by around 10%. It can be tricky to lock in a rate in a competitive real estate market like this.

If you are thinking about taking advantage of these great interest rates
and loan programs, please give us a call or send us a quick email. We
would love to help you find a new home in the first quarter of 2015.

Merry Christmas from The Troy Hansford Team!


Denver Real Estate Agent
Today we have a special holiday message for you all. Our team wanted to take this opportunity to say thanks to all of you for your continued support, business, referrals, and friendship in 2014.May the holiday spirit be with you and your family today and every day throughout the next year. We look forward to hearing from you in 2015, as it promises to be a fabulous year for those of us in Colorado. Happy Holidays!

What Do Recent Market Trends Mean for You?

Today, we’re going to take a look at how the market performed in the 2nd and 3rd quarters, and make a prediction about what to expect in the 4th quarter here in Denver.

In April, we had about 14,000 properties on the market. That number grew through July, where it hit 16,000, before tapering off in September. Despite the inventory being lower than usual, this is pretty typical market behavior. 
We were selling under 6,000 homes in April. Again, that number rose in the summer months. This is because most homes go under contract in May and June, and close between June and April. The number of home sales also tapers in September, once the cold starts to set in.
What does all of this mean? For one, it gives us a pretty clear idea of the supply and demand situation. Even though more homes are sold in the summer, there are fewer homes on the market in the fall. This means that, contrary to popular belief, the fall is a pretty ideal time to sell. People have taken their unsold homes off the market, but there are still buyers out there looking. With fewer sellers to compete with, the fall and winter months are a great time to sell your home fast and for top dollar.
If you have questions about this or any other real estate topic, don’t hesitate to give us a call or shoot us an email. We would love to hear from you!