Troy Hansford for Denver Real Estate | 303-617-0607 | HansfordTeam@TroyHansford.com
          

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Season’s Greetings from the Hansford Team

We realize that we’re very lucky to work on a successful real estate team and go home to loving families every single day. Not everyone is afforded this luxury, and so we want to say thank you for all of your support, business, and referrals this year. We’ve had a wonderful 20 years buying and selling homes for families in Denver, and we want to continue this for many years to come.

On top of this, we just wanted to wish a safe and happy holiday season to you and your family. No matter how you celebrate this time of year, we want you to know that the Troy Hansford Team wishes you well in 2016 and beyond!

Thank you so much, and Happy Holidays!

What’s Really Happening with Interest Rates in Denver?

Today I have a mortgage professional to help get down to the bottom of what’s happening with interest rates. People seem to be worried that they’re about to jump up, but I want to get the whole story.
So, how does the federal interest rate correlate with home mortgage rates? Well, the economy is performing a lot better than it was in 2009 when the Fed lowered the rates, so that means that we’ll probably see rates climb soon. However, you’re not going to wake up one day to find that rates have jumped by a percentage point overnight.
I think it’s reasonable to expect that by next year rates could be at least one percentage point higher. An increase of 1% by the end of 2015 would really shock the market, so I don’t think it’s ultra likely that that occurs.
Please don’t hesitate to contact me with questions you may have about this topic or about Denver real estate in general.

 

On a 30-year fixed rate with 20% down you can expect to pay just below 4% in interest. For a VA or FHA loan you would find yourself in the 3% to 3.5% range.

 


Overall, interest rates are really low right now and they’re not going to get any lower. If you’ve been thinking about buying a home, then now may be the time to do so. You have the opportunity to save hundreds of thousands of dollars in interest payments over the lifetime of your loan.

Fall Is Here – Is Your Home Ready for Cold Weather?

Fall is in the air! This is a great season for you take care of a few things around the house before winter weather hits.

First of all, get your furnace cleaned and serviced. It can get really dirty in the summer with the air conditioner running all the time, so have someone come out and make sure the furnace runs more efficiently.

One simple thing a lot of people forget to do is disconnect your garden hose. During a real cold snap, the pipe inside the house could freeze, and when it thaws, you’re in trouble. Avoid major damage and get it taken care of now.

Another thing that’s important this time of year is trimming tree branches so they don’t come in contact with your house or any power lines. Also, clean leaves out of the gutters to avoid ice damming, which could lead to some nasty roof leaks. If you don’t want to get up on a ladder, just give us a call and we’ll refer you to a great gutter cleaning service.


We get calls every year because of water leaks in houses. Drain your sprinkler system vacuum breaker completely. Come out and open up the drain at the bottom, and inside the house there’s a pipe to drain as well.

Now, as you change the clocks to fall back, take a minute to change your smoke detector batteries. Plus, if your smoke detector has turned yellow, it could be time for an update.

Hopefully, you all have carbon monoxide detectors in your home. If you don’t, now is a good time of year to install them before you start running the furnace. Put a carbon monoxide detector on each floor, and put them in the hallways so they will wake up anyone in the bedrooms.

Finally, make sure you’re prepared for snow. Have some good shovels, and get batteries for flashlights in case the power goes out.

If you have any questions about today’s video, please give me a call or send me an email. We look forward to hearing from you!

What Sets Our Team Apart in Denver Real Estate?


We’ve been in the real estate business here in Denver for over 20 years. We’ve been through the ups and downs, and know how to navigate the market regardless of current trends and conditions. 

We understand that buying or selling a home can be stressful, but feel it’s our job to make it as exciting and rewarding as possible. Building relationships with our clients is one of the most important parts of our job, as we feel it gives us the ability to take care of you to the best of our ability. 

There is a team of people dedicated to making sure each and every aspect of every transaction is completed. Our team is like a family, so we excel at communication within our team and can work together to seamlessly ensure the goals of our clients are fulfilled.

Don’t take it from us – here’s what a past client had to say:The challenges of selling my home I thought I would have just weren’t there with Troy and his team. They were knowledgeable, experienced, and down to earth. Their way of handling things was communication-based so there were no surprises.” –Andy Powell, Homeowner

Give us a call or shoot us an email today if you need real estate assistance of any time. We would love the chance to earn your business!

Who Won Our Raffle at The South Metro Firefighters Golf Tournament?

Hello, and welcome back to the Hansford Team blog! Today, we are out supporting the South Metro Firefighters Foundation golf tournament.

To raise money for this event, we had a drawing for a Samsung Tab 4 tablet. Today, we announce the winner..

Before we do, we want to thank everyone who came out to support the South Metro Firefighters Foundation. As usual, we had a great turnout, raised a lot of money, and everyone had a really good time!

Now, announcing the winner…Douglas Henderson! Congratulations, Douglas, you are now the owner of a brand new Samsung tablet! We’ll be in touch soon!

If you know anyone who is looking to buy or sell real estate in the Denver area, don’t hesitate to give us a call or shoot us an email. We would love to help make your real estate dreams a reality!

Are Denver Property Taxes on the Rise?

Today, I’m going to walk you through some of the property tax notices that you’ve probably received through the mail recently. What exactly is going on with these property value assessments?


Across the Denver area, properties have gone up in value. The recent assessments are from July 1, 2012, to June 30, 2014. This means that the numbers you see aren’t the current values. Because these assessments don’t tell you what your home’s current value is, you can’t use it to price your home in the current market.

Property taxes are going up, but that’s only because your home is worth more! The next assessment you’ll get is not until 2017, so the assessment you have now is what will determine your taxes until then. If you have any questions about what these property assessments mean for you, or if you need real estate assistance of any kind, give us a call or shoot us a quick email. We would love to hear from you!

What’s an Easy Way to Improve Your Home’s Value?

 

Welcome back everyone, today I’m excited to reveal a few little things you can do to spruce up your home from the outside. Today we are actually at my house, and we are here to give it a little facelift.

Today we are going to replace the garage doors, to better showcase the front of the house. As you can see in the video above, we changed out the plain doors with some more decorative ones with windows. We also changed the paint scheme, the lighting, and the windows on the front side of the house. It really changed the look and feel of the home and we are getting a ton of positive feedback from the neighbors about it.

If you’d like to do something like this to your home, let us know. We would love to help out. We are only a phone call or email away!

Where Is Our Market Heading in the 2nd Quarter of 2015?

 

Today we are going to look at the numbers for the Denver real estate market for the first quarter and look at our predictions for the 2nd quarter.


So, where is the market heading?

Well, we saw some great numbers in the first quarter, but we are now left with low inventory.  That low inventory should continue into the 2nd quarter of 2015, meaning that we are also going to see those prices continue to go up, and the houses that come onto the market are going to sell quickly. If you have that property you’ve been wanting to sell or have been thinking about making a move, now is the time to sell. Your home is worth more than it ever has been, and this is a great time to be putting a property on the market.

As always, if you know anybody who is thinking about selling, have them give us a call. We are in need of good inventory and the market is perfect right now for selling a home. If you have any other questions, be sure to give us a call or send us an email.

How Can You Add Value to Your Kitchen?

Welcome back to our blog. Today we are going to reveal a quick and easy way to give your kitchen a new, updated feeling.

Replacing old knobs and handles in your kitchen with new ones is a great low-cost kitchen update. You don’t have to drill any holes to replace them, and it can be done very inexpensively. It’s simply a matter of “out with the old and in with the new”, and you have just added value to your kitchen.

This little trick really classes up your kitchen and is just one of the many things you can do to add value to your home. If you want to get some more quick, easy tips to add value to your home, give us a call or send us an email. We have a ton of suggestions to offer you, and always look forward to your call!

What’s the Best Way to Get an Accurate Home Value?


Denver Real Estate Agent

A recent study showed that 98% of home buyers begin their search online on websites like Zillow. Today we are going to let you in on a few secrets that Zillow has to offer that you may not know about, and some tips for you to take into account when determining your home’s true value.

Whether you are buying or selling, Zillow can be a fantastic source of information. However, many people have begun to question the accuracy of Zillow’s automatic home valuation, what they call a “zestimate.”

Keep in mind that the “zestimate” is exactly what its name implies, an estimate.
It is in no way a final or absolute value of your home, it’s merely meant to give you a ballpark idea of what your home is worth. The way that Zillow comes up with their “zestimate” is by using a proprietary algorithm that takes into account your home’s bedroom/bathroom count, square footage, past sale records, and property tax assessments to come up with their best guess of what the home might sell for.

This is not an appraisal, or even a professional opinion, it’s a computer making a best guess based on a formula. To get a more accurate estimate for your home, you are able to change some of the basic data on your home, in case you’ve made some additions or improvement.

While getting a zestimate is a good place to start, your best option to get the true market value of your home is by giving us a call. We would be happy to come out and give you a true, professional valuation for your home. If you’d like to schedule a consultation today, just give us a call or send us an email. We can’t wait to hear from you!