Troy Hansford for Denver Real Estate | 303-617-0607 | HansfordTeam@TroyHansford.com
          

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What the Hail Is Going on Here?

If you’ve sustained hail damage from the recent storm, listen up. Here’s the first thing you need to do.

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After the recent hail storm we saw come through Denver, you might be wondering what your next step should be if you have roof damage from the storm.

The one thing you shouldn’t do is call your insurance company first. We’re not saying don’t call them at all, but you should have someone else come out and take a look before you file a claim. Even if an insurance agent comes out and decides that there isn’t enough damage for a claim, they will still count that claim against you and use it to raise your rates in the future.

We have some great roofers that we can refer you to. They will come out, take a look, and let you know if you have a good enough case for an insurance claim, free of charge.

“One of our roofers can come take a look free of charge.”

As you can see on the roof I’m on in the video above, the storm really decimated some properties. The top of the vent cover is dented in and there are shiny areas that signify hail damage throughout the roof. This is the kind of damage that is covered by your insurance.

If you have any questions for us or just need some help assessing the hail damage you took, give us a call or send us an email. We look forward to hearing from you soon.

We Are Proud to Support Kids Running America

We are proud to support Kids Running America. It’s a great organization with a goal of keeping our future generations healthy and active.

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Troy Hansford, of the Troy Hansford Real Estate Team at RE/MAX Unlimited, is donating Racer Runners for the Denver Spring 2017 Marathon and Ultra Programs. Both events, which take place in April, are being put on by Kids Running America, which is dedicated to preventing and reducing childhood obesity in America’s school-age children by increasing their physical activity level through its unique incremental running programs.

“This program completely embraces Racer Runners’ whole philosophy on getting children active. So we are honored to support them by offering a reward for their hard work and dedication to health,” said Hansford, who is also the co-creator and owner of Racer Runners.

Racer Runners is a sound and light module placed on the shoe, turning any pair of footwear into a magical adventure race. Racer Runners spark the imagination directly while incorporating the timeless benefits of exercise. Easily secured on the shoe and placed in the “ready” mode, the Racer Runner’s ignition relies solely on the movement and running of the racer. Sound is released with rapid-fire lighting.

Runners who register for the Denver Spring 2017 Marathon and Ultra Programs will receive a gift bag that includes a Racer Runner. For more information and to register, visit https://www.kidsrunningamerica.org/program-list.html.

About Troy Hansford, Troy Hansford Real Estate Team, RE/MAX Unlimited Colorado Licensed Broker Troy Hansford and his stellar real estate team specialize in Saddle Rock Golf Course homes, South East Aurora real estate and homes and neighborhoods around Cherry Creek schools. Troy serves Denver, Aurora, Centennial, Parker, Littleton, Highlands Ranch and Castle Rock, CO. He is also the specialist for anyone looking for Colorado golf course homes and Denver area country club properties. For more information, please call (303) 617-0607, or visit http://www.troyhansford.com. RE/MAX Unlimited is located at 3300 S. Parker Rd., Suite 100, Denver, CO 80014.

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A Special Thanks From Our Team

2016 was an outstanding year for our team, and we plan to do even better for you in 2017.

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We’re happy to report that we had a fabulous year in 2016 and we wanted to take a moment to say thank you.

We had such a great year that we made it onto the cover of a real estate magazine! We ranked 34th in Denver, and that’s something we’re all very proud of. We couldn’t have done it without our amazing team, and of course, you. Your business and referrals have helped us get to where we are today.

“We couldn’t have done it without our amazing team, and of course, you.”

You’ve probably heard that buying a home is challenging in the Denver market right now. The good thing is that we’ve been able to implement some strategies that really worked last year and helped our clients get the homes they dreamed of.

If you’re thinking about making a move, we’d love to show you more about why we had so much success in 2016. Just give us a call or send us an email and we’ll be in touch!

We’re Sponsoring Kids Running America

Today I want to talk a little bit about Kids Running America, a nonprofit organization that helps get kids excited about being physically fit.

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Today I want to talk to you about an upcoming event that we are very proud and excited to be a part of: Kids Running America.

Kids Running America will complete the final leg of their marathon, which started last fall, at Wash Park on April 23rd.

Kids Running America is a nonprofit organization that promotes active lifestyles and helps kids get excited about being physically fit. We love being involved with the community in any way we can, so this year we will be one of the sponsors for the marathon.

“This year, Kids Running America will end their marathon at Wash Park on April 23rd. “

For more information on Kids Running America, click here.

As always, if you have any questions about the market or if you are looking to buy or sell a home, feel free to give us a call or send us an email. Happy spring! We look forward to hearing from you!

Radon Mitigation Is Both Easy & Inexpensive

Radon gas is a hazardous gas that comes from the ground and is common all along the front range. Luckily, getting rid of it is easy and inexpensive.

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Radon gas is a danger that could be lurking in your home without you even knowing it. I recently came across this article that explains more details about the dangers of radon and how to get rid of it.

What is radon? Where does it come from and why is it dangerous? It’s common for homes all along the front range to have radon.

Radon is the number one cause of lung cancer among non-smokers, but the good thing is that it’s easily remedied in your home and it’s inexpensive to take care of.

Basically, you have a fan or ventilation system installed that evacuates the gas from the lower levels of your home. If you need a referral for a good radon mitigation installation company, we’d be happy to refer some companies that we work with every day.

“Radon mitigation systems are easily installed and inexpensive.”

If you have any other questions or you’re thinking about buying or selling a Denver home, give us a call or send us an email. We’d be happy to help!

How an FHA Loan Can Reduce Your Mortgage Payment

I recently received an email I wanted to share with you about how you can save money on your monthly mortgage payment.

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If you are thinking about taking out a new loan, you might want to consider an FHA loan. I recently received an email letting me know how FHA loans can save you money on your monthly mortgage.

So how can you save some money on a new loan?

FHA has reduced their mortgage insurance premium. Currently, if the loan amount is $350,000, you pay 0.85% toward the mortgage insurance, which is $2,975 a year. With the new premium, you’ll only pay 0.60%, which would drop it down to $2,100 a year.

Monthly, that takes you down from $247 to $175!

This is a pretty significant change, as it allows you to afford more home and keeps you from spending so much on mortgage insurance.

If you would like some more information on FHA loans, or if you have any other questions, please feel free to give me a call or send me an email. I would be happy to help!

Don’t Miss Our Adult Halloween Bash!

If you’re looking for something to do for Halloween, we’re throwing a big Adult Halloween bash on October 29th as our way of saying thank you to all the people that make our team what it is today. The party will begin at 7:30 p.m. at 2 Penguins Bar and Grill, located at 13065 E. Briarwood Ave., Centennial, Colorado.

Please join us for some ghoulish gambling games, terrifying tarot telling, and frightening food. Adult beverages will be at a premium, as will hors d’oeuvres. We will also be holding a costume contest for those of you especially possessed by the Halloween spirit.

RSVP here and let us know if you’d like to join us. Whether you’re a client, colleague, or friend of our team, we’d be pleased as spiked punch to see you there.

Self-Directed IRAs Allow You to Invest in Real Estate

I’ve been getting a lot of phone calls in the last few days from all over Denver about the crazy stock market, since I had put out a video before about investing retirement money in real estate. I wanted to revisit that issue with the market getting crazy again.

We brought in our resident expert Josh about investing in real estate without the tax implications of pulling your money out of a 401k or an IRA. Let’s talk about the self-directed retirement account for real estate. It’s not a type of distribution wherein taxes are paid, it’s just a different type of account where you can purchase real estate within the retirement account.

With traditional accounts, you can purchase stocks and bonds and other publicly traded investments; with the self-directed account, you can purchase different assets like real estate, and it’s still within your retirement account. Somebody might choose to do this to avoid market volatility on Wall Street, or simple diversification. It can generate some potential cash flow and long-term appreciation.

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There are however some restrictions and limitations from the IRS. For example, the real estate has to be investment-oriented in nature, so you can’t buy a property and use it, or have it used by immediate family members. You can’t buy property to or from your account. The IRS has these rules to avoid conflict of interest and self-dealing.

This is a retirement investment option that we’ve been really excited about. If you’re interested in learning more, we’d love to sit down and figure out your best course of action with you. Don’t hesitate to call or email us!

Where Can You Add a Lot of Resale Value?

We get a lot of calls from sellers about how to increase their home’s value, so we wanted to show you one project that will really help if you’ve been looking to upgrade your home. Some of the best places to remodel for value are kitchens and master bathrooms, today we will be showing you how add value to your home by renovating the master bathroom.
 
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When we started with this bathroom, there was a lot of room for improvement. The countertops and cabinets were outdated, it had a carpeted floor, and there was builder brass all around the shower.

We gave this bathroom a facelift and as you can see in the video above, it made a huge difference. We replaced the mirrors, as well as the cabinets and countertops. We removed the carpet and put tile on the floor. We took out the large deck where the tub was and inserted a freestanding tub in the same place. With the extra space we saved by installing that new bathtub, we were also able to make the shower bigger. We replaced the old builder brass shower with a chic frameless glass shower, and we were very happy with the end result.

If you have any questions for us about how you can add more value to your home before you sell, don’t hesitate to give us a call or send us an email. We appreciate you and your referrals, and look forward to hearing from you soon!

How to Buy and Sell at the Same Time in Denver

We’ve been getting a lot of questions lately about buying and selling at the same time in Denver. Today we are going to talk about how you can find a replacement home quickly after yours has sold.

In a market where inventory is so low, it’s easy to get your home sold for top dollar. What’s not easy is finding a home to buy after you’ve sold your home. There just aren’t that many homes out there for sale, and not many sellers will be open to buying your home contingent on you finding a new one. It’s just not realistic in our market right now.

What we have been doing that has been pretty successful for buyers is selling their homes with a lease-back option. This allows the sale to go through, but it will buy you some extra time in the home while you work to find a new one. This is a great option, and you won’t have to make an offer with a contingency to get it done.

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If you’re thinking about selling your home and moving into something else, or you want to sell an investment property, there hasn’t been a better time in the last 22 years that we’ve been in business. Now is the time to get that home on the market.

If you have any questions for us, give us a call or send us an email. We look forward to hearing from you!